Set Up a Section 125 Plan

See How You Could Save $1,000+ Per Employee — At No Net Cost to You

Business owners and HR leaders: Discover how a Section 125 Cafeteria Plan can lower your company’s tax burden while giving employees access to great health coverage.
Unlock $1,000+ Per W-2 Employee — Without Spending A Single Penny
Trusted by 1000+ businesses with 5–500 employees. HIPAA-grade privacy.

By submitting this form, you agree to receive communications via phone, text message, and email. Message and data rates may apply. Your information may be shared with trusted third-party service providers solely for the purpose of helping you explore Section 125 benefit options. You also agree to our Privacy Policy and Terms of Service.

Women Explaining Non‑Discrimination Testing Requirements for Your 125 Plan
Expert Service
4.7
Client Feedback
Top Company
Why Employers Choose 125 Plans

Cut Payroll Taxes and Boost Employee Benefits with a Section 125 Cafeteria Plan

Section 125 Cafeteria Plans allow employers to offer valuable, tax-advantaged benefits—like preventative care, telehealth, and prescription discounts—without increasing payroll costs. These plans reduce FICA tax liability for both the company and its employees, creating an affordable path to improved wellness, retention, and satisfaction.
Best of All? Zero Net Cost to Your Business.

These plans are structured to offset benefit costs through payroll tax savings—so you can offer valuable coverage and services to employees without adding to your budget.

Join 1000's of Businesses Like Yours Leveraging Smart, Tax-Saving Benefits

logo_accufirm.png
logo_bloomly.png
logo_brighto.png
logo_digancy.png
Logo_ecoscape.png
logo_femmous.png
logo_fincco_d.png
logo_keygenie.png
Healthcare Costs Are Rising. Section 125 Plans Are The Tax Strategy That Fights Back.
See how growing companies like yours reduce payroll taxes and increase employee satisfaction and retention in just a few weeks.
Our Services

What’s Included in a Section 125 Benefits Package?

These are just a few of the highlights—there’s even more included in your 125 Plans.
Wondering what your team can actually access through a Cafeteria 125 Plan? Here’s a preview of the value-packed benefits many employers include:
Veterinarian using laptop with dog – vet telehealth benefit included in Section 125 plans
Yes, even your team’s furry friends are covered.
What we offer

Why Your Employees Will Love Your 125 Plan Package

Preventive Care
100% covered ACA-compliant individual and family plans checkups and screenings to support proactive employee health.
Preventive Care
Annual checkups, cancer screenings, and wellness visits covered at 100% under ACA guidelines. Keep your team healthy, compliant, and cared for.
Learn more
24/7 Telemedicine
Round-the-clock virtual doctor access for the whole family with no copays, wait times, or in-office visits required.
24/7 Telemedicine
Virtual doctor visits any time, day or night — no copays, no waiting rooms. Quick, easy, and convenient care right when you need it from home or work.
Learn more
Prescription Benefits
Affordable access to 250+ medications, many at $0–$3 copay, shipped or picked up locally.
Prescription Benefits
Access over 250 prescriptions with low or no copays. Save on everyday medications without sacrificing on coverage or convenience.
Learn more
Vet Telehealth for Pets
Employees can consult licensed vets 24/7 for their pets—convenient, affordable, and stress-free.
Vet Telehealth for Pets
Your team’s furry family members get 24/7 access to licensed vets. Affordable care from the couch — no stress or surprise bills. Get started on your plan today.
Learn more
Identity Theft Protection
Monitoring, alerts, and full identity restoration services to protect your team’s financial security.
Identity Theft Protection
Full monitoring, alerts, and up to $1M in recovery services. Help your employees stay protected from financial fraud and identity theft. Learn more below.
Learn more
Wholesale Travel Club Access
Save big with exclusive, wholesale rates on hotels, cruises, resorts, and more — no blackout dates.
Wholesale Travel Club Access
Members get exclusive wholesale rates on hotels, resorts, and cruises. No blackout dates, no retail prices — just serious savings. Keep your employees happy.
Learn more
Real Value. No Net Cost. No Guesswork.

A Complete Benefits Package That Pays for Itself

Section 125 Cafeteria Plans give your team access to medical benefits, telehealth, prescription savings, ID protection, vet care, and more—without adding new costs to your company.
Here’s how it works: employees use pre-tax dollars to access value-packed services. That reduces your payroll tax liability and often offsets the full cost of the plan.
More benefits for your team. More savings for your business.
You’ll also get full support with onboarding, compliance, and employee education—so it’s simple to launch and easy to manage.
CUSTOMER SATISFACTION
0%
95% of employers are glad they signed up—and say they’re never going back.
Get on a call and talk to the team that saves you the most.

Success Stories: Hear From Businesses That Said "Yes" to 125 Plans

4.7 Customer Reviews
Customer Satisfaction Survey: 95% Delighted with Their Results
Book YOUR Appointment

Send Us a Message and Let’s Connect Today.

Let’s deploy the smartest tax strategy move you’re not making yet. Section 125 Cafeteria Plans are a legal, IRS-approved way to reduce payroll taxes while giving your team better benefits.

602-737-3306

Email Support

hello@125plans.com

If You’re Not on a Section 125 Plan, You’re Already Losing Money - Let's Fix That!

Stop Burning Cash on Payroll Taxes — Section 125 Plans Put It Back in Your Pocket. It’s Your Choice: Keep Overpaying… or Start Saving. It Actually Costs More Not to Enroll. Contact us today.

By submitting this form, you agree to receive communications via phone, text message, and email. Message and data rates may apply. Your information may be shared with trusted third-party service providers solely for the purpose of helping you explore Section 125 benefit options. You also agree to our Privacy Policy and Terms of Service.