Urgent care visits refer to medical appointments or services provided for conditions that require immediate attention but are not life-threatening emergencies. These services are typically available outside regular office hours and do not require an emergency room visit.
Examples of situations where you might visit urgent care include:
Minor injuries (sprains, cuts, burns)
Illnesses (flu, cold, sore throat, ear infections)
Allergic reactions
Minor fractures
Animal bites
Urgent care clinics are generally more affordable and quicker than visiting an emergency room for these non-emergency health issues.
Traditional health insurance often comes with high deductibles, meaning that even a simple urgent care visit could cost employees hundreds of dollars out of pocket.
That’s stressful — and sometimes leads people to put off care, which only makes small problems worse (and more expensive).
By offering 100% covered urgent care visits under a Section 125 Plan, you give employees:
Immediate peace of mind when health issues arise
Quicker treatment and faster recovery
No unexpected bills draining their savings
More trust and satisfaction with your benefits package
At the same time, you’re creating a healthier, more productive workforce — with fewer sick days and less strain on traditional health insurance plans.
When an employee experiences a non-life-threatening injury or illness — like a bad sprain, flu symptoms, a severe ear infection, or a minor fracture — they can visit an approved urgent care center.
Thanks to the pre-tax structure of the Section 125 Plan, employees:
Access urgent care services with no out-of-pocket expense
Skip the emergency room (avoiding huge ER bills)
Receive care quickly from licensed providers within the network
Because the urgent care visit is funded pre-tax, employees save twice:
they avoid high medical bills, and they keep more of their paycheck at tax time.
Offering covered urgent care isn’t just good for employees — it’s smart business.
By reducing employees’ out-of-pocket medical costs, you lower stress levels, boost morale, and even help prevent bigger, costlier medical issues down the road.
Plus, because employee contributions toward the Section 125 Plan are made pre-tax, your company benefits from lower payroll taxes — saving an average of 7.65% per participant in FICA taxes.
It’s a strategic move that boosts satisfaction without inflating your payroll costs.
Giving employees access to fast, affordable urgent care is one of the smartest, most meaningful ways to support their health — and your company’s bottom line.
At Section 125, we make it easy to set up a compliant, employee-friendly Section 125 Plan that delivers real value from day one.
Most employers think better benefits come with a bigger price tag but that is not the case here You can offer urgent care access with zero copays and still save on taxes See how easy it is to get started today:
Ready to offer urgent care benefits employees will love?
Explore how Section 125 plans could save your business over $1,000 per W-2 employee each year. Book a free consultation to see how much you could be losing by not having one.
By submitting this form, you agree to receive communications via phone, text message, and email. Message and data rates may apply. Your information may be shared with trusted third-party service providers solely for the purpose of helping you explore Section 125 benefit options. You also agree to our Privacy Policy and Terms of Service.
(602) 737-3306
602-737-3306